Christopher Cervantes is a Wealth Management Advisor in the Merrill Lynch Frisco office. He is committed to providing exceptional service to retirement plan sponsors and plan participants who are looking to better understand and improve their retirement programs. Christopher is a C(k)P® Certified 401(k) Professional in good standing with The Retirement Advisor University in collaboration with UCLA Anderson School of Management Executive Education.
Christopher is a CERTIFIED FINANCIAL PLANNER™ certificant and holds the Chartered Retirement Planning CounselorSM℠ designation. A graduate of Baylor University with a BBA in Accounting, Christopher has been in the financial services industry since 1995, and with Merrill Lynch since 1999.
Christopher consults with companies on all aspects of their retirement planning needs, including a review of their current program, and helps explore enhancements to their current plan that is most appropriate for both the company and its employees.
As a trusted advisor to each client's retirement plans, Christopher is committed to:
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Assist in selecting the most appropriate retirement plan platform for the company.
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Consult with each client on plan design, features and investment options, including the mutual fund selection process and provide access to services to help create an investment policy statement.
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Lead the entire enrollment process to provide ongoing communication support, including ongoing educational meetings and a range of employee seminars covering wealth management topics.
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Conduct periodic reviews of the plan to see if the platform is still aligned with each client's retirement planning needs and the size and structure of their business.
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Review plan investment choices periodically to evaluate their performance as compared to industry benchmarks.
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Guide plan sponsors and retirement plan committees through a disciplined process to limit their fiduciary liability.
Christopher’s most deeply held principle at Merrill Lynch is that clients come first and he is proud to be part of this tradition. Christopher is committed to supporting his clients in their efforts to provide employees with a valuable benefit and to assist them in reaching their financial goals for retirement. This commitment has allowed him to maintain over a 99% retention rate with his clients who all serve as references for the work he does.